Insurance Studies - B.S.

Regional College
Dean's Office
384 Library
Kent Campus
330-672-2279
rcdean@kent.edu
www.kent.edu/regional-college


Description

The Bachelor of Science degree in Insurance Studies provides students with the academic background for career entry in the insurance industry. The degree program offers a robust core of business-oriented courses, including management, business law and ethics, economics, human resources, selling, finance and marketing. Building on this core curriculum are courses (and an internship) that provide the opportunity to explore all lines of insurance including personal lines, commercial lines, life and health. The knowledge gained permits students to join any organization within the insurance industry with a solid understanding of applicable products, regulations, operations and policy contracts, as well as specific knowledge regarding property and casualty insurance, life and health insurance, insurance company and agency operations, insurance regulation, finance and risk management.

The Insurance Studies includes the following optional concentrations:

  • The Chartered Property Casualty Underwriter Holders concentration is available only for students who hold a CPCU designation from the American Institute for Chartered Property Casualty Underwriters. Students are awarded credit for five property and casualty insurance courses and a financial management course. This concentration is focused on life and health insurance, providing students with a well-rounded understanding of the insurance and risk management marketplace.
  • The Life and Health Insurance concentration allows students to gain a foundational understanding of both life and health insurance and property and casualty insurance, and then an in-depth focus on life and health insurance. This permits students to achieve a deeper understanding of life and health products, and to be exposed to a wider variety of offerings such as annuities, IRAs, critical illness and other specialized health products. The curriculum also addresses estate and retirement planning. The required internship is served with a life and health insurance organization. This concentration is ideal for students who intend to pursue a career with a life and health carrier or agency.
  • The Property and Casualty Insurance concentration allows students to gain a foundational understanding of both property and casualty insurance and life and health insurance, and then an in-depth focus on property and casualty insurance. This permits students to achieve a deeper understanding of personal and commercial insurance products, and to be exposed to a wider variety of offerings such as garage liability, aviation, ocean marine, cyber and environmental liability. The required internship is served with a property and casualty insurance organization. This concentration is ideal for students who intend to pursue a career with a property and causality carrier or agency.

Students may declare the Insurance Studies major without a concentration. That course of study is ideal for students who are pursuing an insurance career but have no preference between property and casualty insurance (auto, homeowners and commercial insurance) and life and health insurance (life, annuities, individual and group health insurance).

FULLY OFFERED AT:

  • Online
  • Salem Campus

Admission Requirements

The university affirmatively strives to provide educational opportunities and access to students with varied backgrounds, those with special talents and adult students who graduated from high school three or more years ago.

Freshman Students on the Kent Campus: The freshman admission policy on the Kent Campus is selective. Admission decisions are based upon the following: cumulative grade point average, ACT and/or SAT scores, strength of high school college preparatory curriculum and grade trends. The Admissions Office at the Kent Campus may defer the admission of students who do not meet admissions criteria but who demonstrate areas of promise for successful college study. Deferred applicants may begin their college coursework at one of seven Regional Campuses of Kent State University. For more information on admissions, including additional requirements for some academic programs, visit the admissions website for new freshmen.

Freshman Students on the Regional Campuses:  Kent State campuses at Ashtabula, East Liverpool, Geauga, Salem, Stark, Trumbull and Tuscarawas, as well as the Regional Academic Center in Twinsburg, have open enrollment admission for students who hold a high school diploma, GED or equivalent.

English Language Proficiency Requirements for International Students: All international students must provide proof of English language proficiency (unless they meet specific exceptions) by earning a minimum 525 TOEFL score (71 on the Internet-based version), minimum 75 MELAB score, minimum 6.0 IELTS score or minimum 48 PTE Academic score, or by completing the ELS level 112 Intensive Program. For more information on international admission, visit the Office of Global Education’s admission website.

Transfer, Transitioning and Former Students: For more information about admission criteria for transfer, transitioning and former students, please visit the admissions website.

University Requirements 

All students in a bachelor's degree program at Kent State University must complete the following university requirements for graduation.

NOTE:  University requirements may be fulfilled in this program by specific course requirements. Please see Program Requirements for details.

Destination Kent State: First Year Experience 1
Course is not required for students with 25 transfer credits, excluding College Credit Plus, or age 21+ at time of admission.
Diversity Domestic/Global (DIVD/DIVG) 2 courses
Students must successfully complete one domestic and one global course, of which one must be from the Kent Core.
Experiental Learning Requirement (ELR) varies
Students must successfully complete one course or approved experience.
Kent Core (see table below) 36-37
Writing-Intensive Course (WIC) 1 course
Students must earn a minimum C grade in the course.
Upper-Division Requirement 39 (or 42)
Students must successfully complete 39 upper-division (numbered 30000 to 49999) credit hours to graduate. Students in a B.A. and/or B.S. degree in the College of Arts and Sciences must complete 42 upper-division credit hours.
Total Credit Hour Requirement 120
Some bachelor's degrees require students to complete more than 120 credit hours.

Kent Core Requirements

Kent Core Composition (KCMP) 6
Kent Core Mathematics and Critical Reasoning (KMCR) 3
Kent Core Humanities and Fine Arts (KHUM/KFA) (min one course each) 9
Kent Core Social Sciences (KSS) (must be from two disciplines) 6
Kent Core Basic Sciences (KBS/KLAB) (must include one laboratory) 6-7
Kent Core Additional (KADL) 6
Total Credit Hours: 36-37

Program Requirements

Major Requirements

Major Requirements (courses count in major GPA)
ACTT 11000ACCOUNTING I: FINANCIAL 4
BMRT 11000INTRODUCTION TO BUSINESS 3
BMRT 11009INTRODUCTION TO MANAGEMENT TECHNOLOGY 3
BMRT 21000BUSINESS LAW AND ETHICS I 3
BMRT 21004INTRODUCTION TO BUSINESS STATISTICS 3
BMRT 21011FUNDAMENTALS OF FINANCIAL MANAGEMENT 13
BMRT 21050FUNDAMENTALS OF MARKETING TECHNOLOGY 3
BMRT 21052PROFESSIONAL SELLING TECHNIQUES 3
BMRT 31006HUMAN RESOURCE MANAGEMENT 3
COMT 12000INTERMEDIATE OFFICE PRODUCTIVITY APPS 3
ENG 30063PROFESSIONAL WRITING 3
INS 29000INTRODUCTION TO INSURANCE AND RISK 13
Major Electives, choose from the following:24-25
ACCOUNTING II: MANAGERIAL
INTRODUCTION TO COST ACCOUNTING
APPLICATIONS OF TECHNOLOGY MANAGEMENT SOFTWARE
SECURITY FOR BUSINESS STUDENTS
CUSTOMER SERVICE
CRISIS AND DISASTER MANAGEMENT PLANNING
SPECIAL TOPICS IN APPLIED BUSINESS
INTERPERSONAL COMMUNICATION
HIGH IMPACT PROFESSIONAL SPEAKING
WORKGROUP PRODUCTIVITY SOFTWARE
SURVEY OF INFORMATION SECURITY, INTERNET FRAUD AND COMPUTER FORENSICS (WIC) 2,3
DYNAMICS OF LEADERSHIP
INDIVIDUAL AND GROUP BEHAVIOR IN ORGANIZATIONS
SOCIAL RESPONSIBILITY IN THE WORKPLACE
PROJECT MANAGEMENT
PERCEPTION
INDUSTRIAL PSYCHOLOGY
HEALTH PSYCHOLOGY
WEALTH, POVERTY AND POWER
SOCIOLOGY OF HEALTH AND HEALTH CARE
Additional Requirements (courses do not count in major GPA)
ECON 22060PRINCIPLES OF MICROECONOMICS (KSS) 3
ECON 22061PRINCIPLES OF MACROECONOMICS (KSS) 3
UC 10097DESTINATION KENT STATE: FIRST YEAR EXPERIENCE 1
Kent Core Composition6
Kent Core Mathematics and Critical Reasoning3
Kent Core Humanities and Fine Arts (minimum one course from each)9
Kent Core Social Sciences3
Kent Core Basic Sciences (must include one laboratory)6-7
Kent Core Additional3
General Electives (total credit hours depends on earning 120 credit hours, including 39 upper-division credit hours)4
Concentrations
Choose from the following:18
Minimum Total Credit Hours:120
1

Students in the Chartered Property Casualty Underwriters concentration are awarded transfer credit hours (no grade) for BMRT 21011, INS 29000, INS 39000, INS 39001, INS 49001 and INS 49002 after the completion of program requirements.

2

COMT 36318 is required for students in the Chartered Property Casualty Underwriters concentration. The course will count toward both the major electives and the concentration requirements.

3

A minimum C grade must be earned to fulfill the writing-intensive requirement.

Graduation Requirements

Minimum Major GPA Minimum Overall GPA
2.000 2.000
 

Additional Requirements for Students Not Declaring a Concentration

[RE-BS-INS]

Major Requirements (courses count in major GPA)
INS 39000INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
INS 39001INSURANCE OPERATIONS (WIC) 13
INS 49000LIFE AND HEALTH INSURANCE 3
INS 49001PERSONAL LINES INSURANCE 3
INS 49002COMMERCIAL INSURANCE 3
INS 49092INSURANCE PRACTICUM GENERAL (ELR) 3
Minimum Total Credit Hours:18
1

A minimum C grade must be earned to fulfill the writing-intensive requirement.

Chartered Property Casualty Underwriter Concentration Requirements

[RE-BS-INS-CPCU]

Concentration Requirements (courses count in major GPA)
COMT 36318SURVEY OF INFORMATION SECURITY, INTERNET FRAUD AND COMPUTER FORENSICS (WIC) 1,23
INS 49000LIFE AND HEALTH INSURANCE 3
INS 49001PERSONAL LINES INSURANCE 33
INS 49002COMMERCIAL INSURANCE 33
INS 49032ADVANCED TOPICS IN LIFE AND HEALTH INSURANCE 3
INS 49092INSURANCE PRACTICUM GENERAL (ELR) 3
Minimum Total Credit Hours:18
1

COMT 36318 will count toward both the major electives and the concentration requirements. 

2

A minimum C grade must be earned to fulfill the writing-intensive requirement.

3

Students are awarded transfer credit hours (no grade) for BMRT 21011, INS 29000, INS 39000, INS 39001, INS 49001 and INS 49002 after the completion of program requirements.

Life and Health Insurance Concentration Requirements

[RE-BS-INS-INLH]

Concentration Requirements (courses count in major GPA)
INS 49010LIFE AND HEALTH INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
INS 49020LIFE AND HEALTH INSURANCE OPERATIONS (WIC) 13
INS 49030LIFE INSURANCE 3
INS 49031HEALTH INSURANCE 3
INS 49032ADVANCED TOPICS IN LIFE AND HEALTH INSURANCE 3
INS 49292LIFE AND HEALTH INSURANCE PRACTICUM (ELR) 3
Minimum Total Credit Hours:18
1

A minimum C grade must be earned to fulfill the writing-intensive requirement.

Property and Casualty Insurance Concentration Requirements

[RE-BS-INS-INPC]

Concentration Requirements (courses count in major GPA)
INS 49011PROPERTY AND CASUALTY INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
INS 49021PROPERTY AND CASUALTY INSURANCE OPERATIONS (WIC) 13
INS 49041PERSONAL LINES PROPERTY AND CASUALTY INSURANCE 3
INS 49042COMMERCIAL LINES PROPERTY AND CASUALTY INSURANCE 3
INS 49043ADVANCED TOPICS IN PROPERTY AND CASUALTY INSURANCE 3
INS 49192PROPERTY AND CASUALTY INSURANCE PRACTICUM (ELR) 3
Minimum Total Credit Hours:18
1

A minimum C grade must be earned to fulfill the writing-intensive requirement.

Insurance Studies Major

This roadmap is a recommended semester-by-semester plan of study for this major. However, courses designated as critical (!) must be completed in the semester listed to ensure a timely graduation.

Plan of Study Grid
Semester OneCredits
COMT 12000 INTERMEDIATE OFFICE PRODUCTIVITY APPS 3
UC 10097 DESTINATION KENT STATE: FIRST YEAR EXPERIENCE 1
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours16
Semester Two
ACTT 11000 ACCOUNTING I: FINANCIAL 4
BMRT 11000 INTRODUCTION TO BUSINESS 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours16
Semester Three
BMRT 11009 INTRODUCTION TO MANAGEMENT TECHNOLOGY 3
BMRT 21000 BUSINESS LAW AND ETHICS I 3
BMRT 21004 INTRODUCTION TO BUSINESS STATISTICS 3
ECON 22060 PRINCIPLES OF MICROECONOMICS (KSS) 3
Kent Core Requirement 3
 Credit Hours15
Semester Four
BMRT 21011 FUNDAMENTALS OF FINANCIAL MANAGEMENT 3
BMRT 21050 FUNDAMENTALS OF MARKETING TECHNOLOGY 3
BMRT 31006 HUMAN RESOURCE MANAGEMENT 3
ECON 22061 PRINCIPLES OF MACROECONOMICS (KSS) 3
INS 29000 INTRODUCTION TO INSURANCE AND RISK 3
 Credit Hours15
Semester Five
BMRT 21052 PROFESSIONAL SELLING TECHNIQUES 3
INS 39000 INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
Major Electives 6
Kent Core Requirement 3
 Credit Hours15
Semester Six
ENG 30063 PROFESSIONAL WRITING 3
INS 39001 INSURANCE OPERATIONS (WIC) 3
Major Elective 3
Kent Core Requirement 3
 Credit Hours12
Third Summer Term
INS 49092 INSURANCE PRACTICUM GENERAL (ELR) 3
 Credit Hours3
Semester Seven
INS 49001 PERSONAL LINES INSURANCE 3
INS 49002 COMMERCIAL INSURANCE 3
Major Electives 6
General Elective 2
 Credit Hours14
Semester Eight
INS 49000 LIFE AND HEALTH INSURANCE 3
Major Electives 9
General Elective 2
 Credit Hours14
 Minimum Total Credit Hours:120

Chartered Property Casualty Underwriters Concentration

This roadmap is a recommended semester-by-semester plan of study for this major. However, courses designated as critical (!) must be completed in the semester listed to ensure a timely graduation.

Plan of Study Grid
Semester PrerequisiteCredits
The following courses are awarded, after the completion of program requirements, to students who have completed the Chartered Property Casualty Underwriter program:  
BMRT 21011 FUNDAMENTALS OF FINANCIAL MANAGEMENT 3
INS 29000 INTRODUCTION TO INSURANCE AND RISK 3
INS 39000 INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
INS 39001 INSURANCE OPERATIONS (WIC) 3
INS 49001 PERSONAL LINES INSURANCE 3
INS 49002 COMMERCIAL INSURANCE 3
 Credit Hours18
Semester One
ACTT 11000 ACCOUNTING I: FINANCIAL 4
BMRT 11000 INTRODUCTION TO BUSINESS 3
COMT 12000 INTERMEDIATE OFFICE PRODUCTIVITY APPS 3
UC 10097 DESTINATION KENT STATE: FIRST YEAR EXPERIENCE 1
Kent Core Requirement 3
 Credit Hours14
Semester Two
BMRT 11009 INTRODUCTION TO MANAGEMENT TECHNOLOGY 3
BMRT 21004 INTRODUCTION TO BUSINESS STATISTICS 3
INS 49000 LIFE AND HEALTH INSURANCE 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours15
Semester Three
BMRT 31006 HUMAN RESOURCE MANAGEMENT 3
ECON 22060 PRINCIPLES OF MICROECONOMICS (KSS) 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours15
Semester Four
BMRT 21000 BUSINESS LAW AND ETHICS I 3
BMRT 21050 FUNDAMENTALS OF MARKETING TECHNOLOGY 3
BMRT 21052 PROFESSIONAL SELLING TECHNIQUES 3
ECON 22061 PRINCIPLES OF MACROECONOMICS (KSS) 3
Kent Core Requirement 3
 Credit Hours15
Semester Five
ENG 30063 PROFESSIONAL WRITING 3
INS 49032 ADVANCED TOPICS IN LIFE AND HEALTH INSURANCE 3
Major Electives 9
 Credit Hours15
Semester Six
COMT 36318 SURVEY OF INFORMATION SECURITY, INTERNET FRAUD AND COMPUTER FORENSICS (WIC) 3
INS 49092 INSURANCE PRACTICUM GENERAL (ELR) 3
Major Electives 6
Kent Core Requirement 3
 Credit Hours15
Semester Seven
Major Electives 6
Kent Core Requirement 3
General Electives 4
 Credit Hours13
 Minimum Total Credit Hours:120

Life and Health Insurance Concentration

This roadmap is a recommended semester-by-semester plan of study for this major. However, courses designated as critical (!) must be completed in the semester listed to ensure a timely graduation.

Plan of Study Grid
Semester OneCredits
COMT 12000 INTERMEDIATE OFFICE PRODUCTIVITY APPS 3
UC 10097 DESTINATION KENT STATE: FIRST YEAR EXPERIENCE 1
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours16
Semester Two
ACTT 11000 ACCOUNTING I: FINANCIAL 4
BMRT 11000 INTRODUCTION TO BUSINESS 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours16
Semester Three
BMRT 11009 INTRODUCTION TO MANAGEMENT TECHNOLOGY 3
BMRT 21000 BUSINESS LAW AND ETHICS I 3
BMRT 21004 INTRODUCTION TO BUSINESS STATISTICS 3
ECON 22060 PRINCIPLES OF MICROECONOMICS (KSS) 3
Kent Core Requirement 3
 Credit Hours15
Semester Four
BMRT 21011 FUNDAMENTALS OF FINANCIAL MANAGEMENT 3
BMRT 21050 FUNDAMENTALS OF MARKETING TECHNOLOGY 3
BMRT 31006 HUMAN RESOURCE MANAGEMENT 3
ECON 22061 PRINCIPLES OF MACROECONOMICS (KSS) 3
INS 29000 INTRODUCTION TO INSURANCE AND RISK 3
 Credit Hours15
Semester Five
BMRT 21052 PROFESSIONAL SELLING TECHNIQUES 3
INS 49010 LIFE AND HEALTH INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
Major Electives 6
Kent Core Requirement 3
 Credit Hours15
Semester Six
ENG 30063 PROFESSIONAL WRITING 3
INS 49020 LIFE AND HEALTH INSURANCE OPERATIONS (WIC) 3
Major Elective 3
Kent Core Requirement 3
 Credit Hours12
Third Summer Term
INS 49292 LIFE AND HEALTH INSURANCE PRACTICUM (ELR) 3
 Credit Hours3
Semester Seven
INS 49030 LIFE INSURANCE 3
INS 49031 HEALTH INSURANCE 3
Major Electives 6
General Elective 2
 Credit Hours14
Semester Eight
INS 49032 ADVANCED TOPICS IN LIFE AND HEALTH INSURANCE 3
Major Electives 9
General Elective 2
 Credit Hours14
 Minimum Total Credit Hours:120

Property and Casualty Insurance Concentration

This roadmap is a recommended semester-by-semester plan of study for this major. However, courses designated as critical (!) must be completed in the semester listed to ensure a timely graduation.

Plan of Study Grid
Semester OneCredits
COMT 12000 INTERMEDIATE OFFICE PRODUCTIVITY APPS 3
UC 10097 DESTINATION KENT STATE: FIRST YEAR EXPERIENCE 1
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours16
Semester Two
ACTT 11000 ACCOUNTING I: FINANCIAL 4
BMRT 11000 INTRODUCTION TO BUSINESS 3
Kent Core Requirement 3
Kent Core Requirement 3
Kent Core Requirement 3
 Credit Hours16
Semester Three
BMRT 11009 INTRODUCTION TO MANAGEMENT TECHNOLOGY 3
BMRT 21000 BUSINESS LAW AND ETHICS I 3
BMRT 21004 INTRODUCTION TO BUSINESS STATISTICS 3
ECON 22060 PRINCIPLES OF MICROECONOMICS (KSS) 3
Kent Core Requirement 3
 Credit Hours15
Semester Four
BMRT 21011 FUNDAMENTALS OF FINANCIAL MANAGEMENT 3
BMRT 21050 FUNDAMENTALS OF MARKETING TECHNOLOGY 3
BMRT 31006 HUMAN RESOURCE MANAGEMENT 3
ECON 22061 PRINCIPLES OF MACROECONOMICS (KSS) 3
INS 29000 INTRODUCTION TO INSURANCE AND RISK 3
 Credit Hours15
Semester Five
BMRT 21052 PROFESSIONAL SELLING TECHNIQUES 3
INS 49011 PROPERTY AND CASUALTY INSURANCE LAW, FINANCE AND RISK MANAGEMENT 3
Major Electives 6
Kent Core Requirement 3
 Credit Hours15
Semester Six
ENG 30063 PROFESSIONAL WRITING 3
INS 49021 PROPERTY AND CASUALTY INSURANCE OPERATIONS (WIC) 3
Major Elective 3
Kent Core Requirement 3
 Credit Hours12
Third Summer Term
INS 49192 PROPERTY AND CASUALTY INSURANCE PRACTICUM (ELR) 3
 Credit Hours3
Semester Seven
INS 49041 PERSONAL LINES PROPERTY AND CASUALTY INSURANCE 3
INS 49042 COMMERCIAL LINES PROPERTY AND CASUALTY INSURANCE 3
Major Electives 6
General Elective 2
 Credit Hours14
Semester Eight
INS 49043 ADVANCED TOPICS IN PROPERTY AND CASUALTY INSURANCE 3
Major Electives 9
General Elective 2
 Credit Hours14
 Minimum Total Credit Hours:120